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Local Business

Fall Down or Spring Up? What is going on with the Market?

SPONSORED

No idea. You may be looking for the magic 8 ball but no one has it. This is the investment news: it will be volatile most likely. Realistically things are good. The economy is good. People have jobs and are making money and buying stuff and investing. No one knows though when that will suddenly within a split-second turn and plummet. That is the fear that is eating up investors right now. The unknown abyss that may be lurking. Be careful trying to “time the market”. It is very hard to get it right and if you get it right don’t be too proud of yourself because it may just be dumb luck. Also remember that not all investments follow the same trends as what we think of as “the market”. Some investments have been down in 2018 and some have been up. Sometimes it feels like bouncing up and down on a trampoline and some investors are starting to feel a little dizzy. The buzz word is of course “diversification”. When everything gets all jumbled and it is hard to tell if things are going up or down, diversify. This basically means to sample. Invest in different things that have different trends. Spread out your risk, spread out your ups/downs by being invested in different types of things. The ups won’t be as high but the downs won’t be as low. The end result, if done well, is ideally a smoother ride with less emotional trauma. The key though is to truly diversify. Being in two different funds that follow the same stocks is not actually diversifying.


From the classic “tortoise and hare” story, if you are afraid of being left behind like the tortoise or being too impulsive like the hare, then diversify and end up in the middle.


By Cammie Humke, Investment Adviser at The Humke Group, Inc
Located at 555 S. Randall Rd in St. Charles, IL, phone 630-584-7343


The Humke Group, Inc is an independent firm offering securities through Summit Brokerage Services, Inc., Member FINRA/SIPC. Advisory Services offered through Summit Financial Group Inc., a Registered Investment Adviser. Opinions expressed are that of the author and are not endorsed by the named broker/dealer. All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy.